Jumbo Loans at LOW interest rates!
We offer jumbo loans for primary residences, second homes, and rental properties at some of the most competitive mortgage rates in the marketplace. Fixed Rate, Adjustable Rate and Interest Only Options. Alternative Documentation Solutions.
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Get a Jumbo Loan
We offer home purchase financing, rate and term refinancing, and cash-out refinancing for loan amounts exceeding today’s conforming loan limits.
Our jumbo loan solutions are designed to meet the needs of our diverse clientele. Whether you are self employed and need an alternative documentation solution or you need a short term solution such as an interest only ARM, we’ve got you covered.
Call us today at (877) 834-4167 for a free quote and consultation.
Loan Amounts $400K – $3.5M
10% Down To $2,000,000
5% Down To $850,000
No Private Mortgage Insurance (PMI)
We Lend in all US States
Available for Purchase & Refinances (cash-out too)
Options for 1-4 unit homes, condos, co-ops, non-warrantable condos and condotels
Popular Program Overview
Guidelines are subject to change. Contact us today for the most up-to-date guidelines. The guidelines below are for Primary Residences (1-4 unit , PUDs, and Condos). Other terms and conditions apply. (LTV = Loan-To-Value)
Purchase & Rate and Term Refinance
740 Min Credit Score: 70% LTV to $3M
720 Min Credit Score: 75% LTV to $2.5M
700 Min Credit Score: 90% LTV to $1M (purchase of detachd single family homes and PUD Only)
680 Min Credit Score: 85% LTV to $1.5M
660 Min Credit Score: 80% LTV to $1M
Cash Out Refinance:
700 Min Credit Score: 75% LTV to $1.5M and 70% LTV to $2M
680 Min Credit Score: 80% LTV to $1M
Only one year tax return required for self employed borrowers. 30% down payment if required for purchases and 30% equity needed for refinances.
Terms for second homes and rental properties will vary. Please contact us for the most up-to-date information. We also have creative jumbo solutions for self-employed borrowers who prefer to use bank statements rather than tax returns to qualify.