Debt Service Coverage Ratio (DSCR) Loan Program

Qualify for a mortgage based upon current or future rents. Purchase & refi options available.

Call for a free home loan consultation

(855) 514-2354

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We Focus on Investors

At Bank of England Mortgage, we’re focused on the needs of real estate investors. Not only do we offer traditional full doc rental property financing, we also offer Debt Service Coverage Ratio (DSCR) loans which allow borrowers to qualify for a purchase or refinance using current or future rents on the subject property.

We offer loan amounts up to $1.5M for multi-unit properties, condos, townhomes, and single family rental properties. Ratios as low as 1.00 welcomed!

No Reporting on Personal Credit Necessary for an Investor DSCR Loan that Closes in an LLC

Call us today at (855) 514-2354 for a free quote and consultation.

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Get a Free DSCR Loan Quote Today!

  • This field is for validation purposes and should be left unchanged.

By requesting information you agree to be contacted by phone, text and email.

Some Additional Highlights

  • Ratios as low as 1.00 welcomed
  • LTV up to 75%
  • Loan Amounts up to $1.5M
  • Purchase/rate & term/cash out options available
  • Fixed Rates available
  • 680+ FICO scores
  • Financing for multi-unit properties and condos as well as SFRs and Townhomes
  • 4 Year Bankruptcy seasoning
  • 4 Year Foreclosure, Short Sale, or other Housing Event seasoning
  • Close & FUND on average in 3 weeks or less
  • No Reporting on Personal Credit Necessary for an Investor DSCR Loan that Closes in an LLC

Terms and condition apply. Please call us at (855) 933-4503 for a free consultation.