Bank Statement Home Loan Qualifier
Qualify for a home loan using bank statements rather than W2s or Tax Returns. Designed for Self Employed borrowers.
Call for a free home loan consultation
Get Pre-Approved / Fast, Simple Process.
No W2s or Tax Returns Needed!
We offer bank statement home loans to self employed borrowers who may find if difficult qualifying using W2 and tax returns due to write-offs or fluctuations in pay.
With Bank Statement Loans, borrowers are qualified based upon their ability to repay using 24 month average of deposits. And, depending on the program, personal or business bank statements may be used.
Call us today at (877) 834-4167 for a free quote and consultation.
Bank Statement Loan Program Highlights
- Available for purchase financing and refinancing
- Cash-out refinancing is allowed (Not available in Texas)
- No Tax Returns Needed!
- Get up to 85% financing
- 100% gift funds allowed.
- Fixed rate and adjustable rate options
- Available for primary residences, second homes, and rental properties
- Eligible property types include most types of single family homes, townhouses, and condominiums (and possibly non-warrantable condos)
- Interest only program available (although not in all states)
- Borrower has opened the business and been in business 2 years or more.